Thinking about retiring soon? Before you hand in your badge and bake your farewell cake, read this. Retirement isn’t just a financial decision—it’s a life decision. In this blog, I share a real story that still sticks with me, explore why timing matters more than most people realize, and explain why having a “vitality plan” is just as essential as a retirement fund. Your go-go years won’t last forever. Plan for more than just money—plan for meaning.