Terms & Conditions
Effective Data: May 15, 2025
Welcome to The Flourishing Retiree. By accessing or using this website (www.theflourishingretiree.com), you agree to be bound by the following terms and conditions. Please read them carefully before using the site or any of our services.
Use of This Website
This site provides tools, resources, and services focused on non-financial retirement coaching, including the Existential Vitality Index™ (EVI), downloadable coaching materials, and access to one-on-one or group sessions. You agree to use this site only for lawful, personal, and non-commercial purposes unless explicitly authorized otherwise.
Other Terms and Conditions
Intellectual Property
All content on this site—including text, graphics, logos, tools, and downloadable materials—is the property of The Flourishing Retiree or its creator, Dr. Steve Sandoval, and is protected by copyright and trademark laws.
You may not copy, reproduce, republish, or distribute any content from this site without prior written permission. You are welcome to download provided materials for personal use only.
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Coaching & Assessment Disclaimer
The Flourishing Retiree provides life coaching, reflective tools, and personal assessments that are not a substitute for financial planning, medical advice, or psychological therapy.
All services are intended to promote personal insight, self-development, and well-being. By participating, you acknowledge full responsibility for your decisions and outcomes.
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Accuracy of Information
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We strive to ensure all content is accurate and up-to-date. However, we make no guarantees about the completeness, reliability, or accuracy of the content provided. You use this information at your own discretion and risk.
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External Links
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Our website may contain links to external websites or third-party tools (e.g., Google Forms, scheduling apps). We are not responsible for the privacy practices, content, or functionality of those external sites. Use them at your own risk.
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Limitation of Liability
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The Flourishing Retiree and its representatives will not be liable for any direct, indirect, incidental, or consequential damages arising from your use of this site or participation in any services, including assessments or coaching sessions.
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Changes to Services or Terms
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We reserve the right to update, modify, or discontinue any part of this site or our services at any time. We may also update these terms from time to time. Continued use of the site after changes constitutes your acceptance of the updated terms.
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Cancellation and Refund Policy
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Coaching session cancellations require at least 24 hours’ notice. Refunds for digital products or downloadable materials are not available unless otherwise stated. Please contact us directly for scheduling or service-related concerns.
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Privacy
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Please refer to our Privacy Policy for details on how we collect, store, and use your personal information.
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Contact Information
For questions about these terms, our services, or your experience on this site, please contact:
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Dr. Steve Sandoval
steversandoval@gmail.com
720-292-0985